Before House
Mental Health Parity Bill
In plain English
Amends the Health Insurance Act to require private health insurers to provide equivalent coverage for mental health conditions as for physical conditions. Eliminates waiting periods and benefit caps specific to mental health.
The case on both sides
AI-assisted summary of public arguments — labelled per our editorial rules.
Supporters say
Addresses the gap between physical and mental health coverage. Reduces out-of-pocket costs for therapy and psychiatry. Supported by all major medical bodies.
Critics say
Will increase premiums for all policyholders. Insurers say mental health claims are harder to assess. May lead to over-servicing.
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